Payroll SaaS

Payroll Software in
Argentina

Certified by ARCA

Our Payroll Platform in Argentina Supports You With

SIPA & ARCA Statutory Filings
Generate Standard, Statutory and Year-End Reports

SAC (Aguinaldo) Instalment Processing
Custom API Integrations

Dive deeper into Argentina

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Written by Global Payroll Team

Published on July 24, 2026

Last updated July 24, 2026

Expert Reviewed

Argentina map

Payroll Software in Argentina

Mercans Payroll Software is a trusted solution for efficient, compliant, and streamlined payroll management in Argentina. Designed to address the practical needs of Argentine payroll, our software helps employers manage payroll processing, statutory submissions, deductions, and employee payments with confidence, even amid a fast-moving inflationary and regulatory environment.

Mercans Payroll Software is an all-in-one native SaaS solution for complete digitalization of your payroll process. Supporting businesses across more than 160 countries, it is designed for organizations of all sizes, from single entities to global conglomerates. Its scalable architecture and seamless integration across modules enhance the user experience with an intuitive interface that is both simple and effective.

Trusted the world over

Aligned with Argentine Payroll Regulations

Argentina

AFIP/ARCA & ANSES (Argentina)

Our payroll software for Argentina is designed in alignment with Argentine statutory payroll reporting requirements and employer obligations involving authorities such as AFIP/ARCA and ANSES. Built to support established payroll reporting standards, the platform helps businesses navigate Argentine payroll processes with confidence, reducing compliance risk and supporting accurate income tax and social security filings, including the mandatory Sueldo Anual Complementario (SAC) calculation.

Aligned with Argentine Payroll Regulations

Why Choose Mercans

Native SaaS and payroll platform
Trusted by Fortune Global 500 companies and multinationals
Manage all employment types – employees, freelancers, contractors, expats
More than 100 inbound and outbound integrations are available today
In-country payroll and compliance experts for Argentina, backed by a Mercans-owned local entity
GDPR aligned, SOC 1 & SOC 2 compliant
Supports multiple currencies
ISO 20000 & ISO 27001 Certified
Real-time, cloud-based visibility into payroll status and costs across 160+ countries
OWASP ASVS aligned

Payroll Software Modules

Mercans Payroll Software offers managers and employees a powerful and intuitive online portal designed to streamline and enhance your HR and payroll activities.

Our advanced software modules are equipped with functionality to support efficiency, compliance, and a superior user experience. Learn about them here:

Core Payroll Processing

Handles end-to-end payroll calculation for Argentina, including base salary, Sueldo Anual Complementario (SAC) accruals, statutory deductions, and net pay processing.

Time & Attendance

Tracks employee work hours, attendance, and productivity with precision, integrating seamlessly with payroll calculations, including overtime rules.

Leave & Absence Management

Manages various types of employee leave, including vacation, sick leave, maternity and paternity leave under the Labor Contract Law, with automated approval workflows and accurate tracking.

Employee Self-Service (ESS) Portal

Provides employees with direct access to their payslips (recibos de sueldo), personal information, and other HR resources, enhancing transparency and convenience.

Statutory & Year-End Reporting

Automates the generation of statutory filings such as Formulario 931 and SICOSS contribution base files, supporting employer obligations to AFIP/ARCA and ANSES.

Bank Payment File Generation

Generates bank-ready payment files for salary disbursement, formatted for major Argentine banks, reducing manual payment processing effort.

Expense Management

Handles employee expense claims and reimbursements, ensuring accurate processing and integration with payroll for seamless financial management.

Analytics & Dashboards

Offers real-time, cloud-based visibility into payroll costs, headcount movements, and compliance status across your Argentine and global operations.

feature

Features of Payroll Software in Argentina

Collective Bargaining Agreements – Convenios Colectivos de Trabajo (CCT)

Our payroll software supports Argentine collective bargaining agreements and employer-specific payroll rules. It can be configured for sector-specific arrangements, union contribution requirements, and tailored employment terms, helping employers manage payroll in line with applicable Argentine labor requirements and CCT provisions.

Bank Payment Files

Mercans Payroll Software for Argentina supports processing salary payments through bank-ready payment file generation, formatted to meet the requirements of major Argentine banks. It supports payroll payment workflows aligned with local banking file specifications.

You have two options:

Option1

Send generated bank payment details from Mercans Payroll Software to Mercans Gateway. The Financial Gateway will then handle the dispatch of payments to banks, supporting compliant processing.

Option2

Prepare and process salary and payroll tax payments directly through your bank from within Mercans, without the need to download a separate payment file.

Mercans facilitates both options to accommodate your payment processing needs efficiently.

Payroll Reporting

Mercans Payroll Software supports accurate and timely payroll data submission for Argentine employer reporting obligations. It supports payslip (recibo de sueldo) generation, retroactive adjustments, off-cycle pay runs, Formulario 931 workflows, and the generation of payroll data files aligned with AFIP/ARCA and ANSES filing formats.

Earnings and Deductions Calculation

Earnings: Global Payroll for Argentina allows you to define and manage various types of earnings. This includes base salary components, such as monthly or hourly pay and Sueldo Anual Complementario (SAC) accruals, regular earnings including commuting and shift work allowances, and incidental earnings such as bonuses, overtime, and presentismo (attendance bonus).
Deductions: The software also supports the definition and processing of different types of deductions. Regular deductions can include Aportes Jubilatorios (pension), Obra Social (health insurance), and PAMI (INSSJP) contributions, while incidental deductions include salary advances, loans, union dues, and garnishments.

Taxes

Tax Calculation for Regular and Non-Regular Payments

Regular payments include base salary, hourly wages, and overtime pay. Non-regular payments can include the Sueldo Anual Complementario (SAC), bonuses, commissions, retroactive pay, and severance pay, depending on the payroll situation.

SAC (Sueldo Anual Complementario) | Specific Calculations and Reporting

Our payroll software supports the mandatory Argentine 13th-month payment, the SAC, calculated and paid in two installments each year — one in June and one in December — each equal to 50% of the highest monthly salary earned in that semester.

SICOSS Contribution Base Calculation

The system supports Argentine payroll tax and social security calculations using the SICOSS contribution base methodology. Where the applicable payroll calculation method requires special treatment for regular and non-regular earnings, this can be reflected in payroll results and payslip logic as configured.

Formulario 931 (DDJJ Determinativa y Nominativa)

In Argentina, Formulario 931 is essential for employers to report payroll details on a monthly basis, including employee remuneration, payroll tax information, and social security contribution data, submitted electronically to AFIP/ARCA. Mercans payroll software helps automate calculations, generate compliant reports, and support electronic submission.

Provincial Turnover Tax (Ingresos Brutos) Considerations

Mercans payroll software for Argentina helps employers account for provincial and municipal tax variances where relevant to payroll and cost-center reporting, supporting multi-jurisdictional operations.

Mercans payroll software for Argentina efficiently manages and processes various aspects of social security. This encompasses

Social Insurance Contributions

Calculation of mandatory employee and employer contributions connected with the Argentine pension system (SIPA), Obra Social, and PAMI (INSSJP).

Employer Contribution Rates

Administration of employer contribution rates, which vary depending on employer size and sector (e.g. MiPyME certification status), covering pension, health fund, and family allowance components.

Contribution Setup

Configuration of both employee and employer contributions for social insurances according to different establishments and provinces.

SICOSS Base Calculation

Application of the SICOSS contribution base methodology within ANSES-set minimum and maximum taxable bases, updated in line with the Consumer Price Index.

Reporting

Integration of social security contributions into Formulario 931 and generation of required payroll reports and interfaces for AFIP/ARCA and ANSES.

Mercans payroll software for Argentina provides comprehensive tools for managing various types of employee absences

Absence Types

Administration of different absence categories, including annual leave, illness, maternity leave, paternity leave, and special paid leave under the Labor Contract Law.

Leave Balances

Tracking of leave balances, such as annual leave entitlements that scale with length of service, from 14 up to 35 calendar days per year.

Sick Leave Monitoring

Management of paid sick leave entitlements, which range from 3 to 12 months depending on seniority and family dependents.

Maternity & Paternity Leave Tracking

Monitoring and reporting of statutory maternity leave (90 days paid) and paternity leave (2 days paid) workflows.

Special Paid Leave

Coordination of special paid leave for marriage, childbirth, bereavement, and examination leave under the Labor Contract Law.

Overtime Pay Calculation

Our system calculates overtime based on configurable payroll formulas: +50% on ordinary weekdays, and +100% on Saturdays after 1:00 pm, Sundays, and public holidays, where applicable.

Bank Integration

Global Payroll for Argentina integrates with Argentine banking workflows to support secure and efficient payroll processing by automating payment data and minimizing errors.

Payment Files

The software generates and stores necessary payment files in formats required by Argentine banks and payroll payment workflows, covering salary disbursement, payroll tax payments, and pension contributions.

SAC Installment Processing

Supports the calculation and payment of the Sueldo Anual Complementario (SAC) as two mandatory annual installments, in June and December.

Minimum Wage Monitoring

Tracks the Salario Mínimo, Vital y Móvil (SMVM), which is currently on a scheduled monthly increase through August 2026, to keep payroll calculations aligned with the latest statutory floor.

Payroll Workflows

Streamlines payroll processes with automated workflows tailored to the needs of Argentine businesses, enhancing efficiency and accuracy.

Social Security

Mercans payroll software for Argentina efficiently manages and processes various aspects of social security. This encompasses

Social Insurance Contributions

Calculation of mandatory employee and employer contributions connected with the Argentine pension system (SIPA), Obra Social, and PAMI (INSSJP).

Employer Contribution Rates

Administration of employer contribution rates, which vary depending on employer size and sector (e.g. MiPyME certification status), covering pension, health fund, and family allowance components.

Contribution Setup

Configuration of both employee and employer contributions for social insurances according to different establishments and provinces.

SICOSS Base Calculation

Application of the SICOSS contribution base methodology within ANSES-set minimum and maximum taxable bases, updated in line with the Consumer Price Index.

Reporting

Integration of social security contributions into Formulario 931 and generation of required payroll reports and interfaces for AFIP/ARCA and ANSES.

Absence Management

Mercans payroll software for Argentina provides comprehensive tools for managing various types of employee absences

Absence Types

Administration of different absence categories, including annual leave, illness, maternity leave, paternity leave, and special paid leave under the Labor Contract Law.

Leave Balances

Tracking of leave balances, such as annual leave entitlements that scale with length of service, from 14 up to 35 calendar days per year.

Sick Leave Monitoring

Management of paid sick leave entitlements, which range from 3 to 12 months depending on seniority and family dependents.

Maternity & Paternity Leave Tracking

Monitoring and reporting of statutory maternity leave (90 days paid) and paternity leave (2 days paid) workflows.

Special Paid Leave

Coordination of special paid leave for marriage, childbirth, bereavement, and examination leave under the Labor Contract Law.

Overtime, Bank and Payment

Overtime Pay Calculation

Our system calculates overtime based on configurable payroll formulas: +50% on ordinary weekdays, and +100% on Saturdays after 1:00 pm, Sundays, and public holidays, where applicable.

Bank Integration

Global Payroll for Argentina integrates with Argentine banking workflows to support secure and efficient payroll processing by automating payment data and minimizing errors.

Payment Files

SAC Installment Processing

Supports the calculation and payment of the Sueldo Anual Complementario (SAC) as two mandatory annual installments, in June and December.

Minimum Wage Monitoring

Tracks the Salario Mínimo, Vital y Móvil (SMVM), which is currently on a scheduled monthly increase through August 2026, to keep payroll calculations aligned with the latest statutory floor.

Payroll Workflows

Streamlines payroll processes with automated workflows tailored to the needs of Argentine businesses, enhancing efficiency and accuracy.

Payroll Implementation

Mercans’ standard payroll implementation process for Argentina is designed to ensure a smooth transition to our payroll system. This process is customized to meet the specific needs of each client, with timelines and deliverables varying based on complexity, data availability, and the number of parallel runs required. Below is an overview of the key steps involved in our implementation process.

Implementation Planning

Assign resources and define roles for the project. Conduct a kick-off meeting to outline objectives and confirm scope. Develop a detailed implementation calendar and plan. Provide a welcome package with project details and contacts. Schedule weekly update calls or emails to monitor progress. Obtain sign-off on the project scope.

Requirements Gathering

Hold workshops to understand client needs and document them. Complete business blueprinting to detail requirements and perform a gap analysis. Define and document any customization needs. Obtain sign-off on requirements to ensure they meet client expectations. Establish a comprehensive list of payroll-specific requirements.

System Configuration

Set up configurations tailored to Argentine payroll requirements. Customize the wage type catalog for relevant pay components, including SAC accruals. Configure data dictionaries and necessary interfaces for data integration. Adapt reports to meet Argentine regulatory standards. Set up Employee Self-Service (ESS) and Manager Self-Service (MSS) features.

Data Migration

Migrate employee and payroll master data and confirm its accuracy. Obtain sign-off on the migrated data to ensure correctness. Verify data integrity and completeness before proceeding with further steps.

Test Payroll Run

Run simulation payrolls to validate system configurations and perform parallel runs with existing systems. Complete test run sign-offs to confirm accuracy and execute end-to-end testing. Conduct user acceptance testing (UAT) and address any issues found.

Payroll Management Transition & Sign-off

Develop a transition plan for moving to live payroll and provide training for users. Implement a hypercare plan for post-go-live support and an escalation plan for critical issues. Create a fallback plan for potential disruptions and complete a go-live checklist for final sign-off.

Payroll Implementation

Payroll Integration

Mercans Global stands out with its extensive reach and robust integration capabilities. Operating across more than 160 countries, Mercans supports connections with payroll, tax, HR, finance, banking, and compliance ecosystems to help employers maintain efficient payroll operations in Argentina.

Recognised Trust Sources

AFIP/ARCA & ANSES

Mercans’ integration capabilities are designed to support Argentine payroll reporting processes and secure data exchange with connected systems, reflecting our commitment to global standards and best practices.

Integration with HCM/ HRMS/ Workforce management platforms

Mercans’ Payroll Software integrates seamlessly with most HCM and payroll software, creating a unified experience between HR administration and payroll processing. Through the Employee Self Service (ESS) feature, employees can directly handle their payroll tasks, such as submitting worked hours or declarations. Once approved, these entries are processed within the payroll system. This efficient integration reduces errors and enhances productivity for both employees and HR administrators.

Custom API Integrations

Mercans provides custom API integrations across diverse industries operating in Argentina, including agribusiness, manufacturing, retail, professional services, technology, and mining.

Xero Integration

Integrate Mercans payroll with Xero to sync data, automate HR tasks, and streamline processes. Save time, reduce errors, and focus more on growing your business.

Payroll Reports - Standard, Statutory and Year-End Reports

Payroll Reports – Standard, Statutory and Year-End Reports

Mercans’ payroll software is equipped to generate a comprehensive range of reports to support both standard and statutory requirements. These reports provide transparency, accuracy, and ease of integration with financial and regulatory systems.

Mercans Standard Reports

Report	Description
Gross to Net Report	Details employee earnings, taxable wages, employee deductions, employer costs and net pay for each payroll run in Argentina.
Payslips (Recibos de Sueldo)	Generates individual payslips in PDF format for each employee, showing gross pay, allowances, deductions, contributions and net pay.
Payroll Register	Provides the employee payroll register used to support Argentine payroll administration and the calculation of payroll taxes and contributions.
Formulario 931 Data File	Produces the payroll tax reporting data required for submission of income tax and social security information to AFIP/ARCA.
SAC Calculation Report	Generates the Sueldo Anual Complementario (SAC) calculation for each employee, summarizing the June and December installment amounts.
Bank Payment File	Creates a bank-compatible salary payment file according to client or bank specifications for payroll disbursement.

Statutory Standard Reports

Report	Local Name	Frequency	Description
Determinative & Nominative Sworn Statement	Formulario 931 (DDJJ)	Monthly	Statutory payroll tax filing submitted to AFIP/ARCA, including employee remuneration, income tax withholding, and social security and union contribution data.
Contribution Base File	SICOSS	Monthly	Statutory contribution base calculation file supporting the determination of employee and employer social security contributions.
Employee Income Tax Declaration	SIRADIG	Annual, with monthly employer withholding	Employee-submitted declaration of deductions and family charges used by the employer to calculate monthly Impuesto a las Ganancias (4th category) withholding.
Payroll & Wage Ledger	Libro de Sueldos y Jornales (Art. 52 LCT)	Ongoing record, inspectable on demand	Statutory payroll record-keeping obligation under Article 52 of the Labor Contract Law, used to support wage and social security reporting for each employee.
SAC Installment Filing	Sueldo Anual Complementario	Twice yearly (June and December)	Statutory mandatory 13th-month payment reporting, reflected within the corresponding Formulario 931 filings for June and December.

Semi-Statutory Reports

Report	Local Name	Frequency	Description
Union / Collective Bargaining Contribution Report	Aportes Sindicales	Per payroll period, where applicable	Sector-specific reporting used to support compliance with applicable Convenio Colectivo de Trabajo (CCT) contribution requirements.
Provincial Turnover Tax Filing	Ingresos Brutos	Varies by province	Provincial-level filing supporting compliance with local turnover tax obligations linked to payroll cost allocation.
Cost Center Reconciliation Report	Conciliación de Centros de Costo	Per payroll period	Consolidated payroll report used for internal review, reconciliation, and audit support across business units.

Year-End Reports

Report	Local Name	Frequency	Description
Annual Payroll Summary	Resumen Anual de Liquidaciones	Annually	Annual employee summary showing taxable wages, withheld income tax, SAC installments and other year-end payroll totals.
December SAC Reconciliation	Segunda Cuota SAC	Annually (December)	Final Sueldo Anual Complementario installment reconciliation for the calendar year, supporting year-end payroll closing.

These detailed reports are designed to support statutory and regulatory requirements, helping ensure efficient payroll management and accurate compliance.

Benefits of Payroll Software

Mercans offers a powerful payroll solution that optimizes payroll administration and HR processes. Here’s how our software benefits your organization:

Streamlined Payroll Processing
Additional Key Features

No External Dependency

Manage payroll directly through our application, eliminating the need for third-party processors.

Integrated HR and Leave Management

Handle payroll, HR tasks, and employee leave requests within one platform, simplifying administrative duties.

Reduced Manual Work

Automate routine tasks, including SAC accruals and statutory filings, to minimize errors and ensure accurate payroll processing.

Customization

Personalize workflows to meet your specific business needs, enhancing efficiency.

Time Savings

Redirect time saved from automation to more strategic activities.

Seamless Integrations

Connect effortlessly with leading HR platforms like Workday, SAP, Oracle, UKG, Dayforce, HiBob, and Darwinbox for a unified workflow.

Centralized Data Management

Consolidate employee data in one place for easy access, updates, and analysis.

Employee Access

Empower employees with 24/7 access to their personal files.

Mercans’ payroll software provides a comprehensive, secure, and user-friendly solution, streamlining payroll processes and allowing you to focus on your most valuable asset, your people.

24/7 Access

Access payroll data anytime and from any location.

Transparent Pricing

Benefit from a fixed monthly fee plus a per-employee charge with no hidden costs.

Dedicated Support

Get expert assistance and advice to maximize the software’s benefits.

Secure Data Management

Support data protection and integrity with secure online processing and controlled backup practices.

Compliance Assurance

Stay compliant with current fiscal and employment regulations, including semi-annual income tax bracket updates and the SMVM step schedule, through maintained payroll rules and updates.

Mercans’ payroll software provides a comprehensive, secure, and user-friendly solution, streamlining payroll processes and allowing you to focus on your most valuable asset, your people.

Streamlined Payroll Processing

No External Dependency

Manage payroll directly through our application, eliminating the need for third-party processors.

Integrated HR and Leave Management

Handle payroll, HR tasks, and employee leave requests within one platform, simplifying administrative duties.

Reduced Manual Work

Automate routine tasks, including SAC accruals and statutory filings, to minimize errors and ensure accurate payroll processing.

Customization

Personalize workflows to meet your specific business needs, enhancing efficiency.

Time Savings

Redirect time saved from automation to more strategic activities.

Seamless Integrations

Connect effortlessly with leading HR platforms like Workday, SAP, Oracle, UKG, Dayforce, HiBob, and Darwinbox for a unified workflow.

Centralized Data Management

Consolidate employee data in one place for easy access, updates, and analysis.

Employee Access

Empower employees with 24/7 access to their personal files.

Additional Key Features

24/7 Access

Access payroll data anytime and from any location.

Transparent Pricing

Benefit from a fixed monthly fee plus a per-employee charge with no hidden costs.

Dedicated Support

Get expert assistance and advice to maximize the software’s benefits.

Secure Data Management

Support data protection and integrity with secure online processing and controlled backup practices.

Compliance Assurance

Stay compliant with current fiscal and employment regulations, including semi-annual income tax bracket updates and the SMVM step schedule, through maintained payroll rules and updates.

Mercans’ payroll software provides a comprehensive, secure, and user-friendly solution, streamlining payroll processes and allowing you to focus on your most valuable asset, your people.

This content was prepared for informational purposes only. As local laws & regulations keep on changing, please consult your tax & legal advisors.

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FAQs

What payroll functions should a SaaS platform support in Argentina (e.g., gross to net salary calculation, payslip generation, SAC/aguinaldo, social security, and income tax withholding)?

Mercans payroll software for Argentina delivers end-to-end payroll processing including automated gross to net salary calculation, recibo de sueldo (payslip) generation, SAC/aguinaldo instalment calculations, SIPA and obra social contributions, and Impuesto a las Ganancias withholding, to ensure accuracy and efficiency.

How do payroll SaaS solutions ensure compliance with Argentine authorities (ARCA, ANSES) and statutory reporting obligations?

Mercans ensures compliance by integrating the latest updates from Argentina’s 2026 labor reform (Law 27.802) and automating registration and filings with ARCA, keeping employers aligned with SIPA, obra social, and ART reporting obligations.

What employer registration and employee data are required (e.g., CUIT, CUIL, ARCA registration, obra social enrollment), and how does payroll software assist with this?

Mercans automates the onboarding process by securely capturing employer CUIT and employee CUIL numbers, registering the employment relationship with ARCA from day one, and managing obra social enrollment and pension fund details.

How does payroll software handle specific Argentine components like SAC (aguinaldo), banco de horas, and severance calculations under Law 27.802?

Mercans payroll software automatically calculates SAC instalments in line with Argentine law, supports the optional banco de horas overtime arrangement introduced by the 2026 reform, and applies the updated severance base rules under Law 27.802.

Can payroll SaaS integrate with Argentine HR and ERP systems, and support Employer of Record or contractor (monotributista) payment models?

Mercans offers integration with leading HCM and ERP systems and supports Employer of Record, AOR (Agent of Record) for monotributista/contractor payments, and PEO models, for full compliance and operational efficiency in Argentina.