Pay contractors anywhere, on time, without the operational burden.

Stop juggling bank portals, invoices, and local payment rules. Mercans Contractor Payments centralizes payouts across currencies and countries so your teams can move fast while staying compliant.

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Pay contractors anywhere, on time, without the operational burden.

The payment problem no one talks about

Global contractors are flexible, paying them is not.

As your contractor network grows across borders, paying them accurately and on time becomes a major operational strain. Each contractor has a different rate, invoice format, tax expectation, and preferred payout method. Finance teams get buried in manual checks, compliance uncertainty, and long approval cycles.

Core pain points

Fragmented and manual payment processing

Teams switch between emails, spreadsheets, and bank systems. This leads to errors, delays, and no clear audit trail.

High FX costs and hidden bank fees

Traditional cross border payments create unnecessary spending. Contractors receive less than expected because of conversion losses and intermediary fees.

Inconsistent pay cycles and invoice disputes

Contractors submit invoices however they want. Managers approve them in emails. Finance spends days reconciling mismatched data.

Local compliance uncertainty

Country-specific variations exist for withholding rules, record-keeping requirements, anti-money laundering checks, and documentation standards. Errors in these areas can lead to compliance risks.

Poor contractor experience

Late payments, vague remittance information, or mysterious deductions are common contractor complaints. Such issues hinder your capacity to draw in the best worldwide talent.

Solution positioning

Contractor payments that are simple for your teams and reliable for your contractors.

Mercans Contractor Payments is a unified, global platform that streamlines how you fund, approve, and pay contractors. Whether paying 10 contractors or 10K, your team gets predictable workflows and contractors get accurate, on time payments in their local currency.

Global payouts to 160 plus countries

Reliable, fast payments to contractors no matter where they work or how they prefer to be paid.

Transparent. competitive FX

Reduce unnecessary cost with fair, predictable FX rates and no surprise intermediary charges.

Automated workflows from approval to payout

Approved work from Contractor Management flows directly to payments, eliminating manual data entry.

Local compliance alignment

Built-in checks, documentation, and reporting aligned with local financial and regulatory requirements.

Two sided transparency

Finance teams see real-time payment status while contractors see clear remittance details and payout tracking.

Global payouts to 160 plus countries

Reliable, fast payments to contractors no matter where they work or how they prefer to be paid.

Transparent. competitive FX

Reduce unnecessary cost with fair, predictable FX rates and no surprise intermediary charges.

Automated workflows from approval to payout

Approved work from Contractor Management flows directly to payments, eliminating manual data entry.

Local compliance alignment

Built-in checks, documentation, and reporting aligned with local financial and regulatory requirements.

Two sided transparency

Finance teams see real-time payment status while contractors see clear remittance details and payout tracking.

Features

Pay contractors in 100 plus currencies

Predictable processing windows with clear status tracking

Multiple payout methods including local bank transfers, global wire, and e wallet where available

Payments start with correct work approvals. Learn more about Contractor Management →

Built for HR, Finance, and Legal together

Ideal for Finance, HR, Procurement & Legal

Accurate and fast global payments

FX savings and predictable funding cycles

Lower manual workload and fewer processing errors

Business impact and ROI

Reduce costs, remove delays, and reclaim your team’s time.

Example outcome statements:

Up to 40% reduction in manual finance processing time

As much as 50 percent lower FX and transfer fee spend compared to traditional banking

Faster payout cycles improve contractor loyalty and reduce turnover

Significant reduction in invoice disputes and error related rework

Most clients recover the cost of Mercans Contractor Payments through FX savings and administrative efficiency alone.

Reduce costs, remove delays, and reclaim your team’s time.

Testimonials

Global product design agency

We pay contractors in 22 countries. Before Mercans, every pay cycle was a fire drill. Now approvals, funding, and payouts happen in one flow.

Director of Finance

Enterprise tech company

Our contractors used to complain about late payments. After switching to Mercans, our payout success rate is consistently above 99 percent. Contractor satisfaction improved dramatically and we spend less than half the time processing payments.

Head of Operations

Engineering and infra projects

International bank wires were too slow and expensive. With Mercans, we standardized payments across sites. saved approximately $250K dollars a year in fees, and eliminated almost all payment related complaints.

CFO

How it works

A complete payment workflow built for cross border work

Collect invoices or timesheets

Contractors submit work through the platform or through Contractor Management.

Manager approval

Standardized workflows ensure correct routing and auditing.

Funding

Finance funds a single account for global payouts, reducing operational complexity.

Automatic payouts

Payments flow to contractors using the best available local payout route.

Tracking and reporting

Real time statuses, exportable reports, and transparent remittance details.

Who benefits most

This solution is perfect for organizations that:

Pay contractors in multiple countries

Want predictable payout cycles and full visibility

Need to reduce FX costs and hidden banking fees

Have growing contractor volumes straining Finance teams

Want to link approvals and payments in one integrated flow

Explore Contractor Management → & Agent of Records →

Frequently Asked Questions

Approved work from Contractor Management flows automatically into the payments module. This eliminates double entry. invoice errors. and approval confusion.

Mercans supports more than 100 currencies across 160+ countries. Contractors can choose their preferred payout method where available.

Contractors can submit invoices or timesheets directly through the platform. It improves accuracy, tracking, and payout speed. However, integrations and flexible intake options are also available.

Yes. Many clients see major savings due to transparent FX pricing, better routing, and fewer intermediary fees.

No. You can maintain your existing banking setup. Mercans simply centralizes processing, approvals, and global payouts to reduce complexity.

Launch timelines vary by country footprint and volume. Many clients go live within a few weeks with phased rollout.

Mercans uses enterprise grade controls, regulatory aligned processes, and strong data protection standards to secure contractor and financial data.

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Our team will guide you through our contractor payment solutions and show you how we can tailor our services to fit your needs.

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